If Jabez were applying for a car loan, what type of data privacy law would effect what type of information was available about this credit history?

A.) FCRA

B.) HIPAA

C.) COPPA

D.) FTCA

1 answer

A.) FCRA

The Fair Credit Reporting Act (FCRA) governs the collection, dissemination, and use of consumer credit information. If Jabez were applying for a car loan, the FCRA would affect what type of information was available about his credit history to the lender.