Identify which of the following types of information can be found on a credit report.
rent payment history
rent payment history
medical history
medical history
religious affiliation
religious affiliation
race
9 answers
race
Which of the following types of information are excluded from a credit report?(1 point)
Responses
student loan repayment history
student loan repayment history
legal name and aliases
legal name and aliases
names of people and businesses who have gotten the credit report
names of people and businesses who have gotten the credit report
credit score
credit score
Responses
student loan repayment history
student loan repayment history
legal name and aliases
legal name and aliases
names of people and businesses who have gotten the credit report
names of people and businesses who have gotten the credit report
credit score
credit score
names of people and businesses who have gotten the credit report
Which of the following describes the value of making payments on time?(1 point)
Responses
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time tells the lender whether they should loan money to a borrower or not.
Responses
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time tells the lender whether they should loan money to a borrower or not.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Which of the following is a major factor lenders use when deciding on a person’s creditworthiness?(1 point)
Responses
how long a person has lived in their apartment
how long a person has lived in their apartment
amount of debt a person currently has
amount of debt a person currently has
how often a person uses their credit card
how often a person uses their credit card
how healthy a person is
Responses
how long a person has lived in their apartment
how long a person has lived in their apartment
amount of debt a person currently has
amount of debt a person currently has
how often a person uses their credit card
how often a person uses their credit card
how healthy a person is
amount of debt a person currently has
How often should you check your credit report for errors?(1 point)
Responses
every month
every month
only when you are applying for credit
only when you are applying for credit
once a year
once a year
every five years
Responses
every month
every month
only when you are applying for credit
only when you are applying for credit
once a year
once a year
every five years
once a year
1 answer