Identify which of the following types of information can be found on a credit report.(1 point)
Responses
religious affiliation
religious affiliation
race
race
medical history
medical history
rent payment history
rent payment history
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11 answers
rent payment history
Which of the following types of information are excluded from a credit report?(1 point)
Responses
credit score
credit score
legal name and aliases
legal name and aliases
student loan repayment history
student loan repayment history
names of people and businesses who have gotten
Responses
credit score
credit score
legal name and aliases
legal name and aliases
student loan repayment history
student loan repayment history
names of people and businesses who have gotten
names of people and businesses who have gotten
Which of the following describes the value of making payments on time?(1 point)
Responses
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender whether they should loan money to a borrower or not.
Making payments on time tells the lender whether they should loan money to a borrower or not.
Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time guarantees the lender that a person will repay their debt on time.
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Responses
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender whether they should loan money to a borrower or not.
Making payments on time tells the lender whether they should loan money to a borrower or not.
Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time guarantees the lender that a person will repay their debt on time.
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Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Which of the following is a major factor lenders use when deciding on a person’s creditworthiness?(1 point)
Responses
how often a person uses their credit card
how often a person uses their credit card
amount of debt a person currently has
amount of debt a person currently has
how long a person has lived in their apartment
how long a person has lived in their apartment
how healthy a person is
how healthy a person is
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Responses
how often a person uses their credit card
how often a person uses their credit card
amount of debt a person currently has
amount of debt a person currently has
how long a person has lived in their apartment
how long a person has lived in their apartment
how healthy a person is
how healthy a person is
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amount of debt a person currently has
How often should you check your credit report for errors?(1 point)
Responses
only when you are applying for credit
only when you are applying for credit
every five years
every five years
once a year
once a year
every month
Responses
only when you are applying for credit
only when you are applying for credit
every five years
every five years
once a year
once a year
every month
once a year
How long does negative information typically stay on a credit report?(1 point)
Negative information, such as missed payments or collections accounts, typically stays on a credit report for 7 years.
1 answer