I really don't get this... I don't see a yearly payment option in table to compare to the yearly in the problem?

Mike Reno, age 44, saw an Insurance Solutions Direct advertisement stating that its $500,000 term policy costs $395 per year. Compare this to Table 20.1 in the text.

How much would he save by going with Insurance Solutions Direct?

Table 20.1:

Age:44
Five-Year Term: 4.50

Age:44
Straight Life: 17.86

Age:44
Twenty-Payment Life: 22.15

Age:44
Twenty-Year Endowment: 40.09