i need two examples of situations where you would think help/charity should be given but it didn't happen as you thought

Answer 1

From what class did you get this question?

Situations that I've experienced:

Beggars who seem to be physically disabled but aren't. I've seen some begging women in Europe with apparently sick children -- but the kids are either acting or have been drugged.

Some so-called charities reap tons of money for the founders of the charity, but very little for the people who need the money.

Answer 2

Following is the story of one woman's (very successful) endeavors to a establish microfinance program in parts of Africa, rather than simply sending money to be used by charities.

Read carefully:
http://www.womenstrust.org/content/dana%E2%80%99s-story-founding-womens-trust-inc