I have worked and reworked this problem, but I cannot seem to figure it out. Can anyone help?

Jeffries & Sons is borrowing $95,000 for four years at an APR of 7.05 percent. The principal is to be repaid in equal annual payments over the life of the loan with interest paid annually. Payments will be made at the end of each year. What is the total payment due for Year 3 of this loan?

Thank you in advance!

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