I am confused:

Question

if the math problem is asking me for the proceeds of$ note at a % discount for # of months. the anwser is the whole total or the earned. I think is the whole total with the discount.
2. math problem ask for the amount of interest on $ invested for yrs at %, compounded semiannually. is it the total or the addition.

1. "proceeds" are "whole total" (revenues)

2. "amount of interest" implies "addition" (profit)