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How long does negative information typically stay on a credit report?(1 point)

[ ? ] years

11 answers

Negative information typically stays on a credit report for 7 years.
After how many days is a payment typically considered late?(1 point)
[ ? ] days
A payment is typically considered late after 30 days.
How long does a bankruptcy typically stay on a credit report?(1 point)
[ ? ] years
A bankruptcy typically stays on a credit report for 7-10 years, depending on the type of bankruptcy.
What percent of a person’s credit score is based on on-time payments?(1 point)
[ ? ] percent
35% of a person's credit score is based on on-time payments.
What percent of a person’s credit score is based on the amount of debt a person has?(1 point)
[ ? ] percent
30% of a person's credit score is based on the amount of debt they have.
Identify which of the following types of information can be found on a credit report.(1 point)
Responses

rent payment history
rent payment history

medical history
medical history

religious affiliation
religious affiliation

race
The type of information that can be found on a credit report includes rent payment history. However, medical history, religious affiliation, and race are not included on credit reports.