Having a problem with part of my question...

Question

1. You have recently found a location for your bakery and have begun implementing the first phases of your business plan. Your budget consists of an $80,000 loan from your family and a $38,250 small business loan. These loans must be repaid in full within 10 years. Imagine an investor has increased your budget by $22,250. The investor does not need to be repaid. Rather, he becomes part owner of your business.
e. This equation illustrates your remaining funds after paying for rent and utilities. How much money is left? Explain how you arrived at your answer.

$38,250 + $80,000+ $22,250-0.25($80,000 + $38,250) =

So this is what im doing and Im coming up with way more than what i started with, please help!
$38,250 + $80,000=$118,250 + $22,250= $140,500- 25%, which is 35,125= $105,375 then multiply 80,000+38,250= $8,430,038,250??? Whats wrong???

Answer 1

If the amount invested doesn't have to be repaid, it should not be added to your loan. What is the interest rate on
your loans? Will you pay them off in one lump sum? Will you make monthly
payments?

Net Loan Amt=(80,000 + 38,250) - 22,250
= 118,250 - 22,250 = $96,000.