Frank and Mary are buying a home for $187,500. Their Good Faith Estimate indicates they will be paying $2200 in closing costs and prepaid expenses plus they want to do a permanent buy-down on their interest rate and will be paying 2 1/2 discount points. They are making a 20% down payment. How much total funds will Frank and Mary need to bring to closing $_______?

Question

Frank and Mary are buying a home for $187,500.  Their Good Faith Estimate indicates they will be paying $2200 in closing costs and prepaid expenses plus they want to do a permanent buy-down on their interest rate and will be paying 2 1/2 discount points.  They are making a 20% down payment.  How much total funds will Frank and Mary need to bring to closing $_______?

Okay, I figured out the down payment and the buy-down, but I'm not sure how to figure the Good Faith Estimate into it.  HELP!