Explain why the lack of universal health care coverage can raise health care costs.

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Ok thank you This is what I had wrote:
Healthcare, as it exists today, is an ever escalating, competitive process whereby providers and institutions thrive financially. If universal health care coverage were made available to all people, the competition among the providers and institutions would not exist. All parties would have access to care, and standardization of rates would be employed and regulated. In so doing, access would be universal to any person, regardless of ability to pay. In environments where universal access is not available, the private sector is able to flourish, and competition remains a driving force. In a universal access environment, the private sector becomes a dinosaur, as competitive rate providers can no longer compete with free services. In a traditional environment, without universal care, the specialties with limited access can continuously raise rates, and the wait to receive the service is long, but costly. In the Universal access model, there in affect is NO competition, the cost is nil, but the wait for services is outstanding and uncontrollable. Removing competition from the mix, a universal health care system thereby contains and levels the cost of health care, even in the private sector.