Among the options provided, the statement that best captures the contemporary challenges faced by NAFTA, the World Bank, and the IMF is:
"These institutions face contemporary challenges over their effectiveness and their compassion toward economic and social differences."
This response reflects ongoing discussions regarding the efficacy of these institutions in addressing the diverse economic and social disparities among countries, particularly in light of globalization and varying levels of development. While the other statements touch on relevant issues, they do not encapsulate the current discourse on economic and social inequalities, which is crucial for understanding the challenges these institutions face today.