To find the cost of one pencil, we can use the total cost for any given number of pencils and divide it by that number.
Let's use the data provided:
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For 9 pencils: \[ \text{Cost per pencil} = \frac{3.24}{9} = 0.36 \]
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For 10 pencils: \[ \text{Cost per pencil} = \frac{3.6}{10} = 0.36 \]
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For 11 pencils: \[ \text{Cost per pencil} = \frac{3.96}{11} = 0.36 \]
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For 12 pencils: \[ \text{Cost per pencil} = \frac{4.32}{12} = 0.36 \]
In each case, we find that the cost for 1 pencil is \( $0.36 \).
Thus, the cost for 1 pencil is \( \boxed{0.36} \).