Cynthia is making a budget. She makes a monthly net income of $2,300; plus, she earns an additional $640 each month for providing weekend child care. She lists her dedicated expenses. Description Amount rent $775 utilities $308 car payment $385 student loan payment $273 cell phone plan $87 book club membership $30 How much money is left for the rest of her monthly budget? Show your work or explain how you got your answer.

1 answer

To find out how much money Cynthia has left for the rest of her monthly budget, we first need to calculate her total monthly income and her total monthly expenses.

Step 1: Calculate Total Monthly Income

Cynthia's monthly net income is:

  • Monthly salary: $2,300
  • Additional income from child care: $640

Total Monthly Income = $2,300 + $640 = $2,940

Step 2: Calculate Total Monthly Expenses

Now, we will sum up all of her dedicated expenses:

  • Rent: $775
  • Utilities: $308
  • Car payment: $385
  • Student loan payment: $273
  • Cell phone plan: $87
  • Book club membership: $30

Total Monthly Expenses = $775 + $308 + $385 + $273 + $87 + $30

Calculating this step by step:

  • $775 + $308 = $1,083
  • $1,083 + $385 = $1,468
  • $1,468 + $273 = $1,741
  • $1,741 + $87 = $1,828
  • $1,828 + $30 = $1,858

Total Monthly Expenses = $1,858

Step 3: Calculate Money Left for the Rest of the Budget

Now we will subtract the total monthly expenses from the total monthly income:

Money Left = Total Monthly Income - Total Monthly Expenses Money Left = $2,940 - $1,858 = $1,082

Therefore, Cynthia has $1,082 left for the rest of her monthly budget.