The gear ratio is calculated by dividing the number of teeth on the front sprocket by the number of teeth on the rear sprocket.
For a bike with 36 teeth on the front sprocket and 12 teeth on the rear sprocket, the gear ratio would be:
\[ \text{Gear Ratio} = \frac{\text{Teeth on Front Sprocket}}{\text{Teeth on Rear Sprocket}} = \frac{36}{12} = 3 \]
So, the gear ratio for the bike is 3:1.