All are correct except the third one. If you want a future tense verb in there, use the helping verb "will" with the main verb.
Are you supposed to have five different tenses? Or only three?
are these tenses correct please
Educating myself about financial planning makes me an efficient student. (Present tense)
I had financial problems when I failed to save. (Past tense)
Financially I have to know how to plan ahead. (Future Tense)
I know how to budget, because I’m educated about finances. (Past tense)
College is giving me a great education. (present tense)
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