To determine which turtle will win the race, we will compare their speeds.
Angelica's speed is 4 cm/minute. Monique's speed is 3.5 cm/minute. Courtney's speed is 5.5 cm/minute.
Since Courtney has the highest speed at 5.5 cm/minute, she will cover the distance the fastest compared to Angelica and Monique.
Therefore, Courtney is the turtle that will win the race, as she has the highest speed among the three.