To add the two numbers \( 3.2 \times 10^4 \) and \( 1.95 \times 10^1 \), we first need to express both numbers in the same exponential form.
We can convert \( 1.95 \times 10^1 \) to have the same exponent as \( 3.2 \times 10^4 \):
\[ 1.95 \times 10^1 = 1.95 \times 10^1 \times \frac{10^3}{10^3} = 1.95 \times 10^4 \times 10^{-3} = 0.0195 \times 10^4 \]
Now we can add the two numbers in their equivalent forms:
\[ 3.2 \times 10^4 + 0.0195 \times 10^4 = (3.2 + 0.0195) \times 10^4 \]
Now, perform the addition:
\[ 3.2 + 0.0195 = 3.2195 \]
So, we now have:
\[ 3.2195 \times 10^4 \]
Thus, the sum of \( 3.2 \times 10^4 + 1.95 \times 10^1 \) is:
\[ \boxed{3.2195 \times 10^4} \]