To find the thickness of a fingernail, we need to add the diameter of the human hair (4 × 10^-3 inches) to the additional thickness of the fingernail (0.011 inches).
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Convert the hair diameter from scientific notation to decimal: \[ 4 \times 10^{-3} = 0.004 \text{ inches} \]
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Now, add the thickness of the fingernail: \[ 0.004 \text{ inches} + 0.011 \text{ inches} = 0.015 \text{ inches} \]
Therefore, the thickness of the fingernail is 0.015 inches when rounded to three decimal places.