you are planning for your kids future education. he is 8 years old now and will start in ten years. How much will you have to set aside each year in order to have 65,000.00 if the interest rate is 7%.

2 answers

455 $

7% of 65000 = 4500

4500 divided by 10years = 455

: )
Using the Future Amount formula
Amount = payment( (1+i)^n - 1)/i
let the payment be P
Amount = 65000
I = .07
n = 10

P( 1.07^10 - 1)/.07 = 65000
P( 1.07^10 - 1) = 4550
P = 4550/(1.07^10 - 1) = 4704.54

The amount set aside each year for 10 yrs has to be
$4704.54