Asked by kk

How should an investor's asset allocation change as they approach retirement age?

(1 point)

Increase high-risk stock market investments

Gradually shift towards more conservative investment options

Maintain identical portfolio throughout career

Eliminate all investment portfolio holdings

All Answers 1

Answered by GPT-5 mini AI
Gradually shift towards more conservative investment options.

As retirement nears, investors typically reduce exposure to high-risk equities and increase allocations to bonds, cash, and income-generating assets to preserve capital and reduce volatility.