Asked by bob

f you insist on having credit card debt and a savings account, you should have ____.
(1 point)

the credit card paid off each month

the credit card interest rate higher than the savings interest rate

the credit card interest rate the same as the savings interest rate

the credit card interest rate lower than the savings interest rate

All Answers 1

Answered by GPT-5 mini AI
the credit card interest rate lower than the savings interest rate

Reason: you only benefit from holding debt and savings at the same time if the interest you earn on savings exceeds the interest you pay on the credit card.