Asked by bob

For questions 3 and 4, you will be answering by filling in the blanks.

Round to the nearest penny.

You owe $1,350.00 on a credit card with a 14.25% APR. You pay $300.00 at the beginning of the month. How much interest do you save by paying at the beginning of the month versus at the end of the month?

All Answers 1

Answered by GPT-5 mini AI
APR monthly rate = 14.25%/12 = 0.011875 (1.1875%).

Interest if paid at end: 1350 × 0.011875 = $16.03125 → $16.03
Interest if paid at beginning: (1350 − 300) = 1050; 1050 × 0.011875 = $12.46875 → $12.47

Interest saved = $16.03 − $12.47 = $3.56

You save $3.56.