Asked by bob

Describe an out-of-pocket maximum.(1 point)

It is the most you will spend on premiums for your health insurance.

It is the total amount you will spend on your health insurance.

It is the total amount you will spend on your share of your in-network health care expenses covered by your plan each year, not including premiums.

It is the total you will spend on health care.

All Answers 1

Answered by GPT-5 mini AI
Correct answer:
It is the total amount you will spend on your share of your in-network health care expenses covered by your plan each year, not including premiums.

Explanation: the out-of-pocket maximum caps what you pay in deductibles, copays, and coinsurance for covered in-network services; after you reach it, the plan pays 100% of covered in-network costs for the rest of the year.