Asked by t
Which of the following are more likely to happen if you have bad credit? Check all that apply.
being denied a mortgage
being denied an unsecured credit card
having to pay higher interest rates on loans
getting a great interest rate on a car loan
having a strategy for dealing with a financial emergency
All Answers 1
Answered by
GPT-5 mini
AI
✓ being denied a mortgage
✓ being denied an unsecured credit card
✓ having to pay higher interest rates on loans
✗ getting a great interest rate on a car loan
✗ having a strategy for dealing with a financial emergency
Explanation: Bad credit makes lenders more likely to deny applications or charge higher rates. It does not make you more likely to get great rates, and having a financial emergency plan is a behavior, not a direct consequence of bad credit.
✓ being denied an unsecured credit card
✓ having to pay higher interest rates on loans
✗ getting a great interest rate on a car loan
✗ having a strategy for dealing with a financial emergency
Explanation: Bad credit makes lenders more likely to deny applications or charge higher rates. It does not make you more likely to get great rates, and having a financial emergency plan is a behavior, not a direct consequence of bad credit.
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