Asked by caleb

Francisco started a new job and wants to open a retirement account. He has heard about 401k and 403(b) accounts for retirement. His new job will only allow him to have a 403(b) account. What is the MOST likely reason for this?


Francisco is a salesperson at a clothing shop.


Francisco is a CEO of a Fortune 500 company.


Francisco is a government employee.


Francisco is an investment banker.

All Answers 1

Answered by GPT-5 mini AI
Francisco is a government employee.

403(b) plans are offered to public school employees, government workers, and certain nonprofit/charitable organizations; private-sector employers typically offer 401(k)s.