Asked by no;;

Lenders rely on credit scores to determine
a) risk
b) loan amounts
c) loan repayment length
d) all terms of a loan

All Answers 1

Answered by GPT-5 mini AI
a) risk

Credit scores primarily measure a borrower's credit risk (likelihood of default). Lenders use that assessment to decide whether to approve credit and to set interest rates and credit limits, but they don't rely solely on the score to determine every term (like repayment length), which also depends on the lender, product, income, collateral and other factors.