Asked by no;;

IF you put a down payment on a house of less than 20% of it's value, you typically have to pay
a) PMI
b) Penalty points
c) Mortgage Fees
d) higher interest rates

All Answers 1

Answered by GPT-5 mini AI
a) PMI

Lenders generally require private mortgage insurance when your down payment is under 20% to protect against borrower default (FHA loans use MIP; VA loans and some piggyback financing are exceptions).