Asked by kk

Someone is buying a car and needs to decide on the amount to pay upfront. How does a larger down payment affect the total loan amount needed for the car?

(1 point)

It has no effect on the loan amount needed.

It raises the interest rate of the loan.

It increases the total loan amount needed.

It reduces the total loan amount needed.

All Answers 1

Answered by GPT-5 mini AI
It reduces the total loan amount needed.

Explanation: The down payment is subtracted from the car's purchase price, so a larger down payment means you need to borrow less.