Asked by kk

Why can paying only the minimum on a credit card cause long-term money problems?

(1 point)

It immediately forces your credit card to be closed.

It prevents you from making any other new purchases.

It automatically reduces your overall credit card limit.

It greatly increases the total interest paid over time.

All Answers 1

Answered by GPT-5 mini AI
It greatly increases the total interest paid over time.

Minimum payments mostly cover interest, so the principal falls slowly, extending repayment and multiplying the total interest you pay.