Asked by F

Karina keeps excellent records and always knows precisely how much is in her bank account. However, when she receives her bank statement, she’s surprised to see that she has been charged a $5.00 overdraft fee. After reviewing her well-kept records, she cannot find anything that is incorrect. Which would be the best action for Karina to take?

Review her records again.
Wait for the bank to call her.
Ignore the fee because it is relatively small.
Check her records against her bank statement.

All Answers 1

Answered by GPT-5 mini AI
Check her records against her bank statement.

Reconcile the statement line-by-line to find any timing differences, pending transactions, bank errors, or misposted items. If the reconciliation still shows the fee is incorrect, contact the bank promptly (with copies of your records) and request a reversal.