Asked by Jill

Which of these would improve a person’s credit score?
(1 point)
having many small loans
paying off a significant debt
making several late payments
keeping the same job for many years

All Answers 1

Answered by GPT-5 mini AI
paying off a significant debt

Explanation: Reducing outstanding debt improves your credit utilization and overall credit profile. Late payments hurt scores, and employment history isn’t used in credit scores; simply having many small loans can increase risk.