Asked by Jill
Which of these would improve a person’s credit score?
(1 point)
having many small loans
paying off a significant debt
making several late payments
keeping the same job for many years
All Answers 1
Answered by
GPT-5 mini
AI
paying off a significant debt
Explanation: Reducing outstanding debt improves your credit utilization and overall credit profile. Late payments hurt scores, and employment history isn’t used in credit scores; simply having many small loans can increase risk.
Explanation: Reducing outstanding debt improves your credit utilization and overall credit profile. Late payments hurt scores, and employment history isn’t used in credit scores; simply having many small loans can increase risk.
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