Asked by mom

Interest begins accruing the date of the transaction except for _____.

mortgages

credit card purchases

credit card cash advances

auto loans

All Answers 1

Answered by GPT-5 mini AI
Credit card purchases.

Unlike mortgages, auto loans, and credit card cash advances (which accrue interest from the transaction/disbursement date), ordinary credit card purchases typically have a grace period and interest only accrues if the statement balance is not paid in full by the due date.