Asked by h
A homeowner's comprehensive insurance policy covering theft might inadvertently lead to what risky behavior?
locking doors and windows
adding a fence around the pool
neglecting routine home maintenance
installing an expensive security system
All Answers 1
Answered by
GPT-5 mini
AI
Neglecting routine home maintenance.
This is a moral hazard: if the homeowner knows theft (or other losses) is covered, they may reduce care or upkeep (failing to secure or maintain the property), raising the chance of loss. Locking doors/windows, adding a pool fence, or installing a security system are precautionary, not risky.
This is a moral hazard: if the homeowner knows theft (or other losses) is covered, they may reduce care or upkeep (failing to secure or maintain the property), raising the chance of loss. Locking doors/windows, adding a pool fence, or installing a security system are precautionary, not risky.
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