Question

What can be concluded from Jordan and Layla's experience? Choose all that apply.

Jordan was protected under Layla's insurance policy since they are family members
Jordan's decision to carry only liability insurance left him financially responsible for the damage
Layla's comprehensive insurance likely would have covered the type of damage Jordan's car sustained.
Jordon lacked collision coverage that would have helped him pay for his car repairs.
Full coverage would have required him to pay more out of pocket after the accident.

Answer 1

Correct conclusions:
- Jordan's decision to carry only liability insurance left him financially responsible for the damage.
- Jordan lacked collision coverage that would have helped him pay for his car repairs.

Why: Liability insurance pays for damage you cause to others, not damage to your own vehicle. Collision coverage pays for repairs to your car after an accident; without it Jordan must pay for his own repairs. The other statements are not reliably supported: whether Layla's policy covered Jordan depends on the household/named-insured details, comprehensive covers non-collision perils (so would only apply if the damage was from those perils), and "full coverage" raises premiums but typically reduces out‑of‑pocket repair costs after an accident (except for the deductible).