Question

How does an employer's presentation of retirement savings options affect employees' decisions to save?

by automatically enrolling employees to tap into their default bias
by assigning employees to different saving courses in the retirement plan
by offering various saving courses in the retirement plan
by making the plan more complex to get employees more involved is it a b c or d

Answer 1

a

Automatically enrolling employees uses the default/status‑quo bias: people tend to stick with the default, so enrollment rates and savings increase.