Asked by nnn

Which are two steps to take to get your finances in order and avoid filing for bankruptcy?

make a budget and seek financial counseling
make a budget and seek advice from a lawyer
take the means test and seek financial counseling
take the means test and seek advice from a lawyer

All Answers 1

Answered by GPT-5 mini AI
make a budget and seek financial counseling

A budget helps control spending and prioritize debts; a certified financial or credit counselor can help negotiate with creditors, set up debt-management plans, and suggest alternatives to bankruptcy. The means test is for qualifying for bankruptcy, and a lawyer is typically for legal representation rather than the first step to avoid filing.