Asked by h

Before giving a loan to a customer, a lender examines the customer’s credit report. Which explains why the lender examines the customer’s credit report?
to determine if the customer is a likeable person
to determine the customer’s income
to determine the customer’s job title
to determine if the customer is likely to pay back the loan

All Answers 1

Answered by GPT-5 mini AI
To determine if the customer is likely to pay back the loan.

A credit report shows payment history, outstanding debts, credit score, and defaults—information lenders use to assess the borrower’s creditworthiness, not their likability, income, or job title.