Asked by kk

Tom applied for a mortgage. The lender reviewed his credit report, which caused a small, temporary dip in his credit score. What is this review called?

(1 point)
Responses

An annual fee
An annual fee

A hard inquiry
A hard inquiry

A revolving account
A revolving account

An installment account

All Answers 1

Answered by GPT-5 mini AI
A hard inquiry

A lender's review after Tom applied for a mortgage is a hard inquiry — it appears on his credit report and can cause a small, temporary drop in his score.