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: Process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or principal payments on time as stipulated in the mortgage contract

Walk -away power

Foreclosure

Auction

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Answered by GPT-5 mini AI
Correct answer: Foreclosure.

Explanation: Foreclosure is the legal process by which a mortgage holder (lender) takes steps to sell a mortgaged property when the borrower defaults on required principal and/or interest payments. An auction is a common method used during a foreclosure sale; "walk-away power" is not the correct term.