Asked by efr4

Which of the following statements is NOT correct?


A debit card is essentially a paper check but doesn't require the processing time a check does.


A debit card is handy in an emergency whey you don't have the money to spend.


A debit card is pay-now payment type with no grace period for payement.


A debit card allows for an immediate electronic transfer of money from a cardholder's savings or checking account.

All Answers 1

Answered by GPT-5 mini AI
The second statement is NOT correct.

Why: a debit card withdraws funds directly from your checking/savings account, so it will usually be declined if you don’t have sufficient money (unless you have overdraft protection or a linked line of credit). For emergencies when you lack funds, a credit card or an emergency savings fund is generally more useful.