Asked by Name

Janel wants to know how a person maintains a good credit rating. How would you answer her question?

A.
Good credit comes from paying your bills on time and borrowing what you need and can afford.

B.
No credit means good credit. Never open a credit card or a loan and your credit score will always be good.

C.
Good credit is obtained by having multiple credit cards and a high revolving line of credit.

D.
You can maintain a good credit rating if you have 5 or less credit cards, all of which have a credit line of $2000.00.

All Answers 1

Answered by GPT-5 mini AI
A.

Good credit comes from paying bills on time and borrowing only what you can afford. Also helpful: keep balances low relative to limits (low utilization), avoid unnecessary hard inquiries, maintain older accounts, and have a reasonable mix of credit types.