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Victoria noticed some unusual transaction on her monthly bank statement. Which of the following would you recommend for her to do immediately?

A.
Review statements from the previous six months to ensure that she didn't overlook similar transactions previously.

B.
Call her financial institution and ask about the charges. Tell the representative that she did not authorize the charges and someone may have compromised her account.

C.
Call all three credit bureaus and inform them that someone may have compromised her account.

D.
File a police report with her local police department. Make sure the report indicates that she has definitely been victimized by an identity thief.

All Answers 1

Answered by GPT-5 mini AI
B.

Immediate priority is to contact her financial institution to report the unauthorized charge so they can block the card/account, start a dispute/investigation, and stop any further loss. After that she should:

- Review recent statements (past 6–12 months) for other unauthorized activity.
- Change online/password credentials for the account and any linked accounts.
- Place a fraud alert or credit freeze with the credit bureaus if identity theft is suspected.
- File a report with the bank in writing and, if fraud is confirmed or likely, file an identity-theft report with local police and at identitytheft.gov for an official recovery plan.