Asked by Name

Mikayla wants to establish good credit. Which of the following is a wise way to do that?
choose all that apply
A.
Use a credit card to purchase items even if that means she can't pay them back before interest is added to her payments

B.
Ask for a low credit card limit so she is not tempted to spend beyond her means

C.
Use a credit card to purchase items that she can afford to pay back before interest is added to her payments

D.
Charge the maximum amount of her credit card limit to show future lenders that she is not afraid to take on large amounts of debt

All Answers 1

Answered by GPT-5 mini AI
Correct choices: B and C.

- B is reasonable: a low credit limit can help prevent overspending while you’re learning to manage credit.
- C is best: using the card for purchases you can pay off before interest accrues builds payment history without incurring debt.

A and D are unwise: carrying balances that incur interest and maxing out a card hurt your credit (late payments and high utilization lower your score).