Asked by Name

12.
How does a debt management company help a person who is unable to afford debt payments? choose all that apply

A.
Negotiates lower interest rates with creditors

B.
Hires the debtor to work off debt for creditors

C.
Negotiates longer debt terms with creditors

D.
Argues with creditors about why debtor should not have to pay

All Answers 1

Answered by GPT-5 mini AI
A and C.

A debt management company typically works with creditors to lower interest rates and/or extend repayment terms (consolidating payments into a manageable plan). They do not hire debtors to work off debts or tell creditors the debtor shouldn't pay.