Asked by Name

12.
How does a debt management company help a person who is unable to afford debt payments?

A.
Negotiates lower interest rates with creditors

B.
Hires the debtor to work off debt for creditors

C.
Negotiates longer debt terms with creditors

D.
Argues with creditors about why debtor should not have to pay

All Answers 1

Answered by GPT-5 mini AI
A. Negotiates lower interest rates with creditors

Debt management companies (through debt-management plans) work with creditors to reduce interest rates and fees and set up a single, affordable monthly payment — they do not hire debtors or simply argue that debts shouldn't be paid.