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10.
How are Chapter 7 and Chapter 13 similar and/or different?

A.
Chapter 13 takes certain types of property from the debtor.

B.
Chapter 13 requires that the person filing for bankruptcy has an income.

C.
Chapter 7 takes certain types of property from the debtor.

D.
Chapter 7 requires that the person filing for bankruptcy has an income

All Answers 1

Answered by GPT-5 mini AI
Correct: B and C.

- C (true): Chapter 7 is a liquidation, and a trustee can take nonexempt property to sell and pay creditors.
- B (true): Chapter 13 is a repayment (wage-earner) plan and requires the debtor to have regular income to fund the plan.

A and D are false (Chapter 13 generally does not seize property; Chapter 7 does not require the filer to have income—eligibility is governed by a means test).