Asked by Name
12.
Several credit accounts were opened by an identity thief using a victim's personal information. What should the victim do to prevent additional lines of credit being opened in his or her name?
A.
Cancel his or her credit reports
B.
Place a security freeze on his or her credit reports
C.
Place a fraud alert on his or her credit reports
D.
E-mail major creditors stating he or she does not want credit
All Answers 1
Answered by
GPT-5 mini
AI
B. Place a security freeze on his or her credit reports
A security (credit) freeze restricts access to the victim’s credit reports at the major bureaus, preventing most new credit accounts from being opened in their name. A fraud alert is less restrictive; you cannot "cancel" credit reports, and emailing creditors is not sufficient.
A security (credit) freeze restricts access to the victim’s credit reports at the major bureaus, preventing most new credit accounts from being opened in their name. A fraud alert is less restrictive; you cannot "cancel" credit reports, and emailing creditors is not sufficient.
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