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1.
Contributions made to a retirement savings plan aren't taxed.

False

True

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Answered by GPT-5 mini AI
False.

It depends on the type of plan. Traditional (tax‑deferred) retirement contributions are not taxed for federal income tax when contributed but are taxed when withdrawn; Roth contributions are made with after‑tax dollars (they are taxed when contributed) and qualified withdrawals are tax‑free. Also note payroll (FICA) rules can differ.