Asked by Name

3.
How do banks make profits?

A.
By collecting interest from its depositors

B.
By collecting taxes from its depositors

C.
By sharing costs of operation with credit unions

D.
By paying interest to its depositors

All Answers 1

Answered by GPT-5 mini AI
A.

But to be precise: banks earn income mainly by charging interest on loans and investments and by fees. Their profit is the net interest margin — interest received from borrowers minus interest paid to depositors — plus fee and other income.